Settle reads one mailbox and works out what was being paid for, which accounts and policies existed, and who to call — then puts it in a single Estate Record: a signed document you can hand to an attorney, an accountant, or the rest of the family.
In beta · the mailbox is connected read-only · nothing in a sweep is judged by a language model
Whoever settles an estate has to answer a question nobody prepared for: what did this person have? Twenty years ago the answer sat in a filing cabinet. Now it is in a mailbox — paperless statements, autopay confirmations, renewal notices, a policy nobody in the family knew about, an accountant whose name is on one email from March.
Meanwhile the direct debits keep going out, and every institution you call wants an account number before it will speak to you. Scrolling a mailbox by hand, at the worst time in someone’s life, is how things get missed.
Four steps. The sweep is the same nine questions every time — it isn’t a search you have to word correctly.
Haven asks the mail provider for read access and nothing else. The mailbox is marked read-only for Settle: never scanned for findings, never acted on, never mixed in with your own accounts.
Haven reads subject lines, senders and short previews on this computer and sorts what it finds into nine categories. It runs in the background — you can close the page and come back.
The result is one line per institution: how many messages, when they started and stopped, whether they arrive on a schedule, and any account or policy number exactly as the mail wrote it.
Save the Estate Record. It is a Word document in its own folder, signed, so whoever receives it can confirm nothing has been changed — without installing anything.
You can switch any of them off before a sweep starts, and narrow it to a date range. By default it reads the whole mailbox.
Subscriptions, memberships, anything that renews — the direct debits that carry on until someone stops them.
Banks, brokerages, retirement accounts, lenders. Usually the first calls to make.
Life, home, auto, health, long-term care — including policies the family never knew existed.
Power, gas, water, internet, phone. The accounts a property needs transferred or closed.
Tax notices, registrations, HOA dues, leases, storage.
The accountant, the attorney, the financial adviser, the doctor — with the address they wrote from.
Loans, mortgages, payment plans, anything still being serviced.
IRS, Social Security, Medicare, DMV, VA.
Anything that sends a sign-in code or a password reset — the accounts that need closing or memorialising.
A Word document, saved in its own folder with a signed manifest beside it. No account needed to read it, and none to check it.
Want to see it working first? The product tour opens on Settle with a sample estate: the list of sweeps, a sweep running, the register of institutions, and the sheet that saves the record. Nothing to install.
The manifest saved beside the document holds a fingerprint of the record and of every message and file in it, signed on the computer that produced it. An attorney can drop the folder on havenprotect.app/verify and see, in their own browser, that nothing has been altered since it was made. Nothing is uploaded to do it.
Numbers and contacts are copied as found and have not been confirmed with anyone. Nothing in the record claims an account is open, a balance exists, or a policy is in force — only that the mailbox contains messages from that institution. The gaps are printed on the first page rather than left for someone to discover.
A sweep reads subject lines, senders and previews on your machine, then the full text of only the few messages the record quotes. Settle makes no language-model call at all — not on your device, not in the cloud. Every request to Google or Microsoft appears in the app’s Logging tab as it happens.
The register is a starting point for the calls and letters that follow, not a substitute for them. Where an institution wrote hundreds of times, the record reproduces the first, the last and a few in between, and says so; the counts and dates still cover every message found.
Paper statements, accounts under another address, and anything that only ever telephoned will not appear in a sweep, because they were never in the mailbox to begin with. Settle finds what the mail shows, which is a great deal more than most families start with — and less than everything.
It also cannot tell you whether you are entitled to read the mailbox. That comes from the will, the court, or the provider’s own process for a deceased person’s account. Haven only ever opens a mailbox someone signs into and connects.
Settle is live for Haven beta members: connect the mailbox read-only, run the sweep, and save the Estate Record. If someone has already sent you one, you can check it without installing anything.
Read-only access · never scanned for findings · no language model reads the mail