The list an estate attorney asks every client for — which institutions you deal with, what each one is for, who to call — and almost nobody finishes. Prepare drafts it from your own mail, you confirm it, and it becomes a signed Personal Record you can hand to a spouse, an executor or an attorney.
Your own accounts · it only reads · never a password or a full account number
Every estate-planning checklist asks for the same thing: each bank, insurer, pension, utility and online account, what it is for, and who to call about it. It is tedious to write from memory, it is out of date a month later, and the one person who could answer the questions is the one who won’t be there when they’re asked.
Your mailbox already holds most of it. The statements, renewal notices and sign-in alerts are a draft of that list — it only needs someone who knows which of them matter, and what they are for.
Prepare runs the same sweep as Settle, over your own mailboxes, and then hands the result to the one person who can say whether it is right.
Prepare reads the accounts you already protect with Haven — the current address, the work one, the old one that still gets the utility bill. An institution that writes to two of them appears once, with both.
The same nine categories as Settle, run on this computer in the background. A Prepare sweep only reads: it adds no findings and doesn’t touch your security score.
Everything starts as a draft. Confirm what’s right, say in a line what each account is for and who to call, and add what the mail can’t show.
Save a signed Personal Record to this computer or to your own Google Drive or OneDrive. Next year, run it again: your notes carry over and the record says what changed.
So every row has room for you. At the top of the register is a count — how many institutions, how many confirmed, how many without a note — not a score, just where to spend ten minutes.
You’ve looked, and it’s right. The record marks it Confirmed with the date. Everything else prints as a Draft, so a half-finished record is still honest about which half.
One line in your own words: “Joint checking — the mortgage comes out of here.” Never sent to Haven or to any model.
Starts with the contact the mail showed. Replace it with the branch, the agent, the person who actually knows.
The pension from before email, the safe deposit box, the policy that only arrives by post — marked in the record as added by you.
Recategorize, rename, or mark a sender as not an account — the same corrections as Settle, kept through every re-run.
A list like this is stale within a year. Run it again and the new record says what’s new, what’s gone quiet, and what the mail no longer shows.
A Personal Record lists where things are, never how to get into them. That is what lets it sit in a drawer, or in your Drive, without becoming the thing that gets stolen.
Write “in Bitwarden”, not what’s in it. Anything that looks like a password or a passcode is refused.
Account and card numbers stay partial, the way the mail printed them. A full number, or any unmasked run of nine digits, is refused.
PINs, alarm and door codes, recovery phrases and backup codes are refused too.
A refused line isn’t stored anywhere, not even to check against. You’re told why, and it’s gone.
Checked on your computer, before anything is saved. The same detectors the scanner uses for exposed credentials look at every line you type into the record. Phone numbers written as phone numbers are fine — “who to call” is mostly phone numbers.
A Word document, saved in its own folder with a signed manifest beside it. No account needed to read it, and none to check it.
Want to see it first? The product tour opens on Prepare with a sample record: two mailboxes, rows already confirmed and annotated, a pension added by hand, and what changed since last year. Open a row and try typing an account number into it. Nothing to install.
The manifest saved beside the document holds a fingerprint of the record and of every message in it, signed on the computer that made it. Whoever opens it years from now can drop the folder on havenprotect.app/verify and see, in their own browser, that nothing has been altered. Nothing is uploaded to do it.
Save to this computer, or straight into a “Haven Records” folder in your own Google Drive or OneDrive. The whole folder goes — the manifest too — so the copy there can still be checked. It goes to your own storage, not to Haven.
A sweep reads subject lines, senders and previews on your machine, then the full text of only the few messages the record quotes. To tell an insurer from a newsletter, Haven’s own private model is shown each sender’s name, a few subject lines and the closing lines of up to two of its messages, scrubbed first and never stored. What you type — notes, confirmations, rows you add — is never sent to Haven or to any model. Every request appears in the app’s Logging tab.
A Personal Record doesn’t say who inherits anything, isn’t legal advice, and doesn’t show whether an account is open or what it holds. It is the inventory your executor and your attorney will otherwise have to rebuild from scratch.
Paper statements, accounts that only ever telephone, and anything under an address you haven’t connected won’t come from the mail — add those by hand. Nothing in the record is confirmed with an institution, and it never claims to be complete: the first page says how much of it you have checked.
When the time comes, the people you leave it for may still use Settle on the mailbox itself. A Personal Record makes that job shorter, not unnecessary.
Prepare is coming to Haven beta members: pick your mailboxes, confirm what’s right, and save a Personal Record you can leave somewhere findable.
Your own accounts · it only reads · never a password or a full account number